David Valley's Real Estate/Home Inspection Blog

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Purchasing a home with Knob & Tube Wiring

Knob and tube wiring gets its name from the way it's installed. There are ceramic tubes for wires that run through any lumber framing and knobs when the wires run along or next to lumber framing. The two wires (there is no ground wire) are separated about four inches apart, one is the black "hot", and the other is the white "neutral" (although some knob & tube wires are not different colors). The connections for knob & tube wiring are open and visible. The wires are spliced and soldered together with older style fibrous electrical tape around the splices. Knob & tube wiring was installed in houses up until about 1945, although in rural areas until about 1950.

As I stated, knob and tube wiring does not have a ground wire. A ground is necessary if you are plugging in appliances that have a third prong in the plug. However, if the knob and tube wiring is limited to bedrooms, living room, dining room, etc, this is not necessarily a hazard. Plugging in a two prong lamp, TV, or clock is just as safe as a three prong grounded outlet.

Knob and tube wiring is not necessarily dangerous. If it was installed properly, with the insulation in good condition and not abused with over splicing and connections, it can provide many more years of reliable service. It is wiring that has been abused that is the potential hazard. On its own, knob & tube wiring is not inherently a problem. If the knob & tube wiring is on top of the attic floor, it could be easily nicked or the insulation could be worn off, causing a safety hazard. If the knob & tube wiring is in a traveled area, even for "just storage", I highly recommend it be protected or replaced.

Although knob & tube is a workable system, and completely safe when installed and used properly, there are some concerns with this system:

There's no ground wire(for more modern lifestyle requirements and safety)

A fear exists that the black and white wires can make contact (a potential fire and safety hazard).

The rubber and cloth insulation around the knob & tube wiring breaks down over time and becomes brittle (a potential fire and safety hazard).

It would be too costly to maintain or even install this type of wiring today.

More importantly perhaps, some insurance companies are now refusing to provide home owners insurance on houses with existing knob & tube wiring.

It can not be run in or under insulation. This often happens when outside walls or attics are insulated. Old wiring was installed in open spaces so that it would stay cool. The insulation around the wires was made of rubber that burns at a relatively low temperature. If surrounded by house insulation, the wires will not cool and could heat up enough to burn. It is important that if an old house is to be insulated that any knob and tube wiring be re-wired first.

Many things that we plug in have a three prong plug. The large round prong is the ground. Those little three to two prong adaptors bypass the ground safety circuit. This is a particularly bad idea if you are plugging in a computer because computers dissipate harmful static electricity through the ground wire. Without a true ground, you're putting yourself and your equipment at risk.

Using knob and tube wiring for wall outlets is where hazards are more likely to occur. Everyday items in the bathroom can quickly overload a 15 amp circuit. A 1500 watt hair dryer and a 300 watt curling iron plus a light bulb exceed 15 amps.

A cost effective strategy in old homes is to abandon any of the electric outlets wired with knob and tube and have new grounded outlets installed with modern wiring and keep the current knob and tube overhead lighting wiring in service. However, I still recommend eventually updating and replacing this old wiring due to issues that I have already discussed.

 

http://www.masscertifiedhomeinspections.com

 

13 commentsDavid Valley • May 02 2007 05:06AM

Comments

I've read a post about knob and tube on AR before.  I can't relate, since our whole area is brand new I'll likely never find it.  I figured these houses would have burned down by now!!
Posted by Chris Elizabeth Griffith ~ Bonita Springs Fl Real Estate (Downing-Frye Realty, Bonita Springs, FL) over 2 years ago
David, thanks for the insights into knob & tube.  I have been in homes with knob & tube wiring in basements where the occupants were hanging their wet laundry on the wiring to dry!
Posted by Brian Schulman - Your Lancaster County, PA Real Estate Professional (Coldwell Banker Select Professionals, Lancaster PA) over 2 years ago
Almost any older home has knob and tube.  It needs to be checked to any irregularities to prevent a disaster.  I have rewired alot of my home just to get rid of the knob and tube.  There was nothing wrong with it, but while I was in there doing other work, I figured I'd take care of it.
Posted by Steven Shewell, The Mortgage Maverick (Primary Residential Mortgage, Inc.) over 2 years ago

David

You can see some of my thoughts on K&T here:

http://activerain.com/blogsview/79330/Knob-and-Tube-wiring

 

Posted by Mike Parks ESI, RBO ,RPI ,RIUI ,OMHI- Ohio (Residential Building Inspectors) over 2 years ago
You mentioned the insurance companies and the fire hazard the insulation can create. About 10 yrs. ago my fathers insurance company made him update his 60amp service to a new 100 amp. But they didn't say anything about the K&T.  To me that seemed more dangerous because you had higher amperage and more heat on wires that, like you said were designed to operate on low heat. With more breakers, you had more current, I was always nervous the insulation was going to catch on fire, but that's the insurance company. eventually I re-wired the entire house. 
Posted by Christopher Currins -Metro East Home Inspector (CBC Home Inspections) over 2 years ago
David,thank you for taking the time to post some insights into knob & tube.
Posted by Dale Baker,The #1 Home and Commercial Properties Inspector-in NH&VT-on AR (Baker Home,Commercial Properties Inspections and Consulting ) over 2 years ago

Thanks for posting. I am still continuing to educate myself on K&T as it's common in old Toronto homes. I know that in Toronto, some insurance company is willing to insure knob and tube homes under a certain percentage (5-20%). Some home inspectors and  insurance companies also recommend getting a certification from the ESA to certify the old wiring is still safe to use.

Posted by Anne Lok (Homelife Realty One Ltd.) 8 months ago

Hello Anne,

 

Yes, you are absolutely correct.  On its own, knob and tube wiring is not inherently a problem. It's the insurance companies that are the problem in this case. They all fear that a fire will result from a K & T installation.

If the knob and tube wiring is on top of the attic floor (which most are not), it could be easily nicked or the insulation could be worn off, causing a safety hazard. If the knob and tube wiring is in a traveled area or even in an area for "just storage", I highly recommend that it be protected or replaced.

 

David Valley

Massachusetts Home Inspections

Massachusetts Infrared

 

Posted by David Valley (Massachusetts Home Inspections) 8 months ago
Great work, webmaster, nice design!. I am from Arabia and too bad know English, give true I wrote the following sentence: "They indeed differ themselves bathing with hugo, colette, and kevin." Regards 8) Peregrine.
Posted by Peregrine 2 months ago

I have had clients that had trouble getting homeowners insurance because of knob and tube wiring.

Liberty Mutual will insure most homes with knob and tube wiring. But it's been hit an miss.

David

Posted by David Salvato (David home Inspection Service) 2 months ago

David,

 

If an insurance company does insure a home with Knob & Tube wiring, Im willing to bet that the premiums will be inflated.

Posted by David Valley (Massachusetts Home Inspections) 2 months ago

Very informative! Thanks for posting.  

Posted by David Jirasek, ALC, CCIM, GAA (Jirasek Realty - Commercial Real Estate) about 1 month ago

Thank you, David. I'm glad you found this information very informative.

Posted by David Valley (Massachusetts Home Inspections) about 1 month ago

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